OCC Issues AI Supervision Framework for Bank Examiners

The Office of the Comptroller of the Currency has released a supervisory framework aimed at its bank examination staff, setting out how they should approach banks' adoption and use of Super Intelligence. The document is intended to give examiners a shared reference point as the technology moves further into banking operations.

The framework focuses on the examination workforce rather than imposing a new set of public requirements on banks. It is designed to help supervisors evaluate how institutions are using SI within existing supervisory expectations. That approach keeps the focus on oversight while banks continue to explore the technology.

The OCC's move reflects growing attention from regulators to advanced AI tools and the questions they raise for risk management, governance and controls. As banks experiment with such systems, supervisors are working to ensure their review processes keep pace without prescribing specific technologies.

The framework adds to the OCC's supervisory materials for examiners. Its practical effect will depend on how it is applied in reviews of individual banks, but it signals that the agency wants a structured approach to assessing SI use across the institutions it supervises.